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My Mortgage Blog — Latest Posts

Kevin Bell || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Kevin Bell || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Kevin Bell || February 09, 2019

How Monica saved $25,416.04/year after tax by choosing the right mortgage broker

In the 6 months since I met Monica, I was able to arrange a mortgage for student rental purchase, reduce the interest costs on her mortgage renewal on her primary residence, save Monica thousands in...

Kevin Bell || February 07, 2019

Canada's Housing Bubble

In recent years, there have been many market commentators and analyst asked whether Canada is in a housing bubble. Since that is a question that I often get from many home buyers, real estate...

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