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Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. Check back often to see how these rates compare to average bank rates.

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My Mortgage Blog — Latest Posts

Kevin Bell || December 05, 2018

Types of Mortgages

Getting the best mortgage rate in Canada now depends on the type of mortgage. With the recent regulatory changes in the Canadian mortgage market, there are now 3 types of mortgages. Insured ...

Kevin Bell || October 25, 2018

Down payment FAQ

FAQ: Down Payments How much money do I need for a down payment? · The down payment is the portion of the purchase price that is paid by you and is due on your closing date. · In Canada,...

Kevin Bell || August 04, 2018

Interest Only Mortgage

Recently some lenders have started to offer interest only mortgages in Canada. Many clients can benefit from lower monthly payments and the increased financial flexibility of using an interest only...

Kevin Bell || May 13, 2018

Switch and Save!

Chances are if you got a variable rate mortgage from a big five Canadian Bank in the last couple of years you were offered a discount of 0.20% to 0.50% from Prime. Since Prime is currently 3.45%...

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