Our Blog

Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.

The Cash Dam

The Cash Dam is a simple but powerful tax strategy that allows the owner of a rental property (or small business) to convert their non-deductible mortgage on their home to a tax-deductible credit line. I use this technique to help of...

Should You Lock in Your Mortgage Rate?

Having spent 15 years working in capital markets with foreign exchange and interest rates derivatives, prior to becoming a mortgage broker and financial advisor, I have extensive experience assessing what the market is telling us about the future direction of...

Small Signs of Change in Toronto Housing as Inventory Levels Surge

While it’s not yet showing up in the data, realtor contacts are widely reporting a significant decline in the number of bidders on properties, as well as an increase in the number of failed bidding wars. Inventory levels are still...

How Low Mortgage Rates Help Build Equity

Today's low interest rates are an incredible and underappreciated mechanism for building wealth. Check out this infographic for more information.

Where Has All The Housing Supply Gone?

If you've been house-hunting this year, you may have noticed that it's been slim pickings for listings on the MLS. Check out this infographic for more information.

From not having a down payment to buying a rental in 18 months

In May 2020, I had the pleasure of helping two clients purchase their first home just outside of Hamilton. At the time, getting a down payment was the only challenge with their mortgage application. We were able to overcome this...