Our Blog

Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.

From not having a down payment to buying a rental in 18 months

In May 2020, I had the pleasure of helping two clients purchase their first home just outside of Hamilton. At the time, getting a down payment was the only challenge with their mortgage application. We were able to overcome this...

First Time Home Buyer Plan

What is the Home Buyers’ Plan? The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $35,000 (per individual) from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself...

Why You Should Consider a Variable Mortgage Rate in 2021

There is a lot of information, and opinions, available and for many that makes deciding on the best mortgage option confusing. Based on the current environment, I recommend a variable rate mortgage as your best mortgage option. This is due...

How First-Time Home Buyers Saved $20,000 In Insurance Fees

Are you in the market for your first home but are finding it hard to come up with the down payment? Does it feel like you’ll never be able to save up enough for a 20% down payment on your...

What To Look For When Shopping For A Mortgage

Are you shopping around for a mortgage? As a mortgage broker for The Mortgage Group, the most common question I get asked is: What’s the lowest rate? Though well intentioned, this question can be problematic for several reasons. Much like shopping around for...

Advice From Warren Buffett For All Canadian Investors

"A low-cost index fund is the most sensible equity investment for the great majority of investors" - Warren Buffett This quote from Mr. Buffett is from his book The Little Book of Common Sense Investing. He goes on to...