Our Blog

Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.

How A Client Saved Over $25K Per Year Using Three Simple Strategies

Meet Monica. She’s a busy single mom with a government job, a home in Toronto, a rental property, various investments, and two teenagers about to head to university. When she came to me, she had been using the same...

3 Reasons To Work with A Fee-Only Financial Advisor

If you are looking to work with a financial advisor, there are generally two different kinds: commission-based and fee-only. These differing compensation structures create a different set of incentives which have the potential to generate vastly different results for you,...

How A Holistic Approach Will Save You Money & Increase Your Returns

Would you get a different car mechanic to work on different parts of your car — one to inspect your brakes, another to swap your tires, and yet another to change your oil? My guess is no! You want to...

Case Study – Investment Concerns

Manny asked me to review his investments due to concerns with the performance of his portfolio over the last few years and specifically since the start of 2020. Manny is a close friend, but the issues are typical of what...

Tax Deductible Mortgage Interest

Its usually helpful to move your mortgage interest from debt that is not tax deductible to something that is tax deductible. If done properly you can not only benefit from today’s lower carrying costs, but also reduce your taxes. For...

Is it time to refinance?

If you are wondering what to do in today’s mortgage market, this cheat sheet should help. Keep in mind that banks are stretched with energy losses, and less creditworthy business and consumer borrowers overall. All banks, including Canadian banks, are...