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Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.

How A Holistic Approach Will Save You Money & Increase Your Returns

Would you get a different car mechanic to work on different parts of your car — one to inspect your brakes, another to swap your tires, and yet another to change your oil? My guess is no! You want to...

Case Study – Investment Concerns

Manny asked me to review his investments due to concerns with the performance of his portfolio over the last few years and specifically since the start of 2020. Manny is a close friend, but the issues are typical of what...

Tax Deductible Mortgage Interest

Its usually helpful to move your mortgage interest from debt that is not tax deductible to something that is tax deductible. If done properly you can not only benefit from today’s lower carrying costs, but also reduce your taxes. For...

Is it time to refinance?

If you are wondering what to do in today’s mortgage market, this cheat sheet should help. Keep in mind that banks are stretched with energy losses, and less creditworthy business and consumer borrowers overall. All banks, including Canadian banks, are...

The Great Unwind

In recent years thousands of Toronto real estate “investors” purchased negative cash flow properties betting on further price appreciation. For many ordinary Canadians real estate seemed like a sure bet. House prices continued to rise as employment incomes flatlined and...

The market has changed

To state the obvious the coronavirus has changed the story for real estate and mortgages in 2020. The reason the Bank of Canada is cutting rates is that the coronavirus is negatively impacting the economy – the is no escaping...