Our Blog

Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.

Interest Rate Update – Bank of Canada

Yesterday (June 1, 2022) the Bank of Canada’s raised its overnight rate by 0.5% to 1.25% and 5-year government of Canada bonds are now yielding around 2.95% up from around 2.65% prior to their announcement. The 50-basis point increase from...

The Cash Dam

The Cash Dam is a simple but powerful tax strategy that allows the owner of a rental property (or small business) to convert their non-deductible mortgage on their home to a tax-deductible credit line. I use this technique to help of...

Should You Lock in Your Mortgage Rate?

Having spent 15 years working in capital markets with foreign exchange and interest rates derivatives, prior to becoming a mortgage broker and financial advisor, I have extensive experience assessing what the market is telling us about the future direction of...

Small Signs of Change in Toronto Housing as Inventory Levels Surge

While it’s not yet showing up in the data, realtor contacts are widely reporting a significant decline in the number of bidders on properties, as well as an increase in the number of failed bidding wars. Inventory levels are still...

How Low Mortgage Rates Help Build Equity

Today's low interest rates are an incredible and underappreciated mechanism for building wealth. Check out this infographic for more information.

Where Has All The Housing Supply Gone?

If you've been house-hunting this year, you may have noticed that it's been slim pickings for listings on the MLS. Check out this infographic for more information.